The global cards and payments industry is witnessing a diminishing trend in traditional banking and constantly progressing towards emerging digital technologies. To keep up with the trend, financial institutions are adopting to new technologies and complying with constantly changing regulations / compliances. Looking ahead, we must adapt – providing solutions that solve customer challenges when and where needed. Our offerings are designed to be frictionless, be automated, and promote growth beyond to radically transform the way we operate to drive global standardization and scalability.
Cards & Payments business is one such segment within the financial services industry which exemplifies this business trend. As digital commerce grows more rapidly, both the incumbents and challengers must find ways to reduce friction in payments and improve security to win in the marketplace. Digitization in payments will continue to make it ubiquitous and embedded but it is equally important to make it more secure as well.
ProCorp has rich experience in handling complex and diverse platforms across every aspect of Cards & Payments value chain covering card networks, card processors, merchant acquirers, payments service providers, clearing & settlement schemes, digital payments, and remittance players. Our seasoned experts embrace design thinking along with deep insights into the transformative and disruptive impact of emerging technologies and innovative business models are well equipped to help industry player navigate these dynamic forces.
ProCorp has rich experience in handling complex and diverse platforms across every aspect of Cards & Payments value chain covering card networks, card processors, merchant acquirers, payments service providers, clearing & settlement schemes, digital payments, and remittance players. Our seasoned experts embrace design thinking along with deep insights into the transformative and disruptive impact of emerging technologies and innovative business models are well equipped to help industry player navigate these dynamic forces.
Commercial Card Services provide tools to manage expense reporting and address the risks and administrative costs of processing invoices and payments. We can offer your customers commercial cards for employee use for business expenses. This enables your customers to manage costs by keeping track of when, where and by whom the money is spent.
Consumer Card Services offer an "always-on" end-to-end solution to your card transaction needs. We process purchases quickly at the point of sale and route the transactions to the correct location. We also apply the correct fees and interest rates to customer bills and collect money from them to make sure all accounts are paid in full. Credit, debit, and gift cards are now the most common forms of payment. These challenges present numerous customer churn, ever-changing fraud patterns, and new competition from mobile phone companies and online players.
Merchant Acquirer Services is a transaction-processing system that helps acquirer banks supply card payment services to merchants. We manage the card pricing factors and calculate best interchange rate for each transaction. Statements are adaptable and deposits flexible. For example, you can specify settlement rules and define multiple merchant accounts to route charges and deposits separately. We support any form of debit or credit card payment and package your business rules in a PCI-compliant environment and deliver services on a 'pay for use' basis. Capital investments are minimized, and ongoing costs are predictable.
Secure Payment Services eliminate the cost and ongoing effort of complying with Payment Card Industry Data Security Standards (PCI DSS). We offer services to a more secure, seamless, environment for accepting credit card payments—without touching customers’ sensitive card information.
Our drive to be the to be the trusted global partner for Enterprise payment solutions - crafting intuitive customer experiences deeply ingrained in the moments and places that matter.
We want to emerge as a major player to help reimagine your business through a digital lens. Our commitment to our customers, employees, and society is to act with integrity and as a trusted partner. This guides everything we do—the way we serve our clients and the work we do to help them build better businesses.